Terms & Conditions

Last Updated: June 2026

Welcome to InsWorthy. By accessing and using our website, you agree to comply with the following Terms & Conditions. Please read them carefully before using our services.

1. General

By using this website, you confirm that you are at least 18 years old or using the website under the supervision of a parent or guardian.

We reserve the right to modify, update, or change these Terms & Conditions at any time without prior notice.

2. Products & Pricing

We strive to ensure that all product descriptions, images, and prices displayed on our website are accurate.

However, InsWorthy reserves the right to:

• Correct pricing errors
• Update product information
• Modify or discontinue products without notice

3. Orders

When placing an order, you agree that:

• All information provided is accurate and complete.
• You are authorized to use the selected payment method.
• We may cancel or refuse any order if fraudulent activity is suspected.

After an order is placed, you may receive an order confirmation. This confirmation does not guarantee acceptance of the order.

4. Shipping & Delivery

Delivery times provided on the website are estimates only.

InsWorthy is not responsible for delays caused by:

• Courier companies
• Weather conditions
• Public holidays
• Events beyond our control

For more details, please refer to our Shipping Policy.

5. Returns & Refunds

Customers may request a return within 7 days of receiving their order, subject to our Return & Refund Policy.

Returned items must be unused and in their original condition and packaging.

6. Intellectual Property

All website content including:

• Logos
• Images
• Product descriptions
• Graphics
• Text and designs

are the property of InsWorthy and may not be copied, reproduced, or used without written permission.

7. User Conduct

You agree not to:

• Use the website for unlawful purposes
• Attempt to gain unauthorized access to the website
• Distribute harmful software, viruses, or malicious code
• Interfere with the website's operation or security

8. Limitation of Liability

InsWorthy shall not be liable for any indirect, incidental, special, or consequential damages arising from the use of our products or website.

Our maximum liability shall not exceed the amount paid for the purchased product.

9. Privacy

Your use of our website is also governed by our Privacy Policy.

We are committed to protecting your personal information and handling it responsibly.

10. Third-Party Links

Our website may contain links to third-party websites including Facebook, Instagram, and other external services.

We are not responsible for the content, policies, or practices of third-party websites.

11. Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of Pakistan.

Any disputes arising from the use of this website shall be subject to the jurisdiction of Pakistani courts.